Re: refi

From: toughslush <meurtre_at_earthlink.net_at_hypermail.org>
Date: Tue, 09 Sep 2003 03:14:55 -0000

I also have a good broker. We, like, talk to him on the phone and
things like that.

--Q.M.

--- In OliveStarlightOrchestra_at_yahoogroups.com, "Georgie
Hinklemyer" <samoolives_at_y...> wrote:
> --- In OliveStarlightOrchestra_at_yahoogroups.com, "soudiz"
<soudiz_at_y...>
> wrote:
> > Greetings fellow homeowners and potential homeowners!
> >
> > I am about to become one of many people who've been
shafted by the
> > internet mortgage people who claim that, even though I was
approved
> > for a refi which I applied for back in late May, I won't be able to
> > get the loan because of something to do with the banks
being
> > inundated and unable to process my loan in time. WHY is
this my
> > problem?
> >
> > SUEsan
>
> Sue,
> Can't say I blame you. We got caught up in the rush to refi a
couple
> of months ago and did fairly well. I tried calling several
companies
> to comparison shop - I felt more confident in talking with a real
> person, rather than trust our personal data to a computer
where anyone
> can see it but not necessarily (as in your case) do anything
about it.
> Anyway, we ended up with Instafi and they did very well by us.
Even
> dropped the rate when their particular office was having a
"special"
> of some kind.
>
> They take your info over the phone (it took about 15 - 20
minutes)
> then send a Notary over to your home or office with (a HUGE
stack of)
> papers at your convenience. I had tons of questions and
called
> Instafi at least a half-dozen times before I was satisfied with
their
> answers or considered signing anything. Anyway, if you want
to check
> out their rates: (800)INSTAFI. They've also got a web site (www.
> instafi.com) with current rates (5.8 = 30 year, 5.3=15 yr), but it's
> still better to talk to a rep in case they do that "special sale"
> thingy again.
>
> For what it's worth, after they receive the first payment they do
sell
> your loan over to a major bank, such as Wash Mutt. They get
bulk
> discounts for bringing in loans.
>
> Sorry for sounding like an paid advertisement. As for that
online
> company, I recommend finding their 1-800 number and giving
them a
> piece of your mind. At volume 11. And get whatever rate you're
> offered IN WRITING so they can't back out!!
> --Debbie
Received on 2003-09-08 20:16:01